Capital structuring
- Documentary LC
- Confirmed LC
- Deferred payment LC
- UPAS LC
- SBLC
- Prepayment
- Borrowing base
- Inventory finance
- Receivables finance
- Payables finance
- Structured liquidity
Jarox Partners African Transaction Structuring & Execution Firm
From Capitalto Cargo.
We structure the capital, risk and execution architecture that moves essential trade into African markets — and see it through to delivery and settlement.
$120B
African trade finance gap
Market data
$5M–$250M
Indicative transaction size we structure toward
West & Central Africa
Operating focus
Why Jarox exists
Africa doesn't lack opportunity.
It lacks appropriately structured capital.
A commercial need is not yet a transaction.
The buyer exists. The supplier exists. The demand is solvent, and the capital may even be theoretically available. And still the transaction cannot be executed — because the constraints that stop it sit between the parties rather than inside any one of them.
Commercial need≠Bankable transaction
Constraints that sit between the parties
- FX
- Bank limits
- Collateral
- Credit risk
- Supplier terms
- Documentation
- Logistics
- Timing
- Payment security
- Price risk
~25%
of African goods trade is bank-financed, against 60–80% in developed economies.
Market data
Jarox structures the missing connections.
The position
Between African demand
and global capital.
Jarox operates in the space where a real commercial requirement, an available supplier and a willing financier cannot reach one another without an intermediary structure.
We are not a broker, not a lender, and not a consultancy. We are the party that assembles the transaction: the structure, the counterparties, the instruments, the documentation and the physical execution — and we remain in it through to settlement.
African demand↔
Jarox↔
Global capital↔
Global supply
The method
The Jarox Structuring Engine
Seven stages, each producing something a counterparty can read, test and rely on.
-
01
Understand
Understand the commercial requirement and the operating environment it sits in.
Requirement brief & counterparty map
-
02
Diagnose
Identify the financing, FX, counterparty, banking and execution constraints standing between the requirement and a bankable structure.
Constraint map & feasibility note
-
03
Structure
Design the financial, contractual and risk architecture, and allocate each risk to the party best able to carry it.
Structure memorandum & indicative term sheet
-
04
Mobilise
Coordinate capital providers, banks, suppliers and risk partners around the agreed structure.
Mandated counterparties & confirmed terms
-
05
Execute
Manage instruments, documentation, supply and physical execution against the structure as designed.
Issued instruments & complete documentary set
-
06
Control
Monitor exposures, collateral, cargo, logistics and receivables for the life of the transaction.
Exposure, cargo & receivable reporting
-
07
Settle
Coordinate settlement and repayment, and reconcile the transaction to close.
Reconciled settlement & closed facility
The sequence
From Capital
to Cargo.
Watch a financing structure become a physical delivery.
- 01Structure The financial and contractual architecture is agreed, and each risk allocated.
- 02Finance Capital providers are mobilised against the structure.
- 03Secure Payment instruments are issued and confirmed. The supplier can now act.
- 04Source Product is procured against agreed terms, quality and price mechanism.
- 05Ship Vessel, route, inspection and cargo control. The transaction becomes physical.
- 06Deliver Discharge at the African port, against documentation and independent inspection.
- 07Settle Receivables flow through the controlled account. Capital returns to its provider.
What we bring to a transaction
Five groups. One system.
Select a stage of the engine to see which capabilities it draws on.
Commercial structuring
- Supplier negotiation
- Procurement
- Offtake architecture
- Payment terms
- Price mechanisms
- Transaction documentation
Risk structuring
- Escrow
- Collateral
- Cargo control
- Insurance
- Independent inspection
- Counterparty risk mitigation
- Monitoring
Physical execution
- Procurement
- Shipping
- Inspection
- Port operations
- Storage
- Delivery
- Documentation
Transaction governance
- AML / KYC
- Compliance
- Reporting
- Reconciliation
- Exposure monitoring
- Repayment controls
The financial engine
Why the instrument,
not which acronym.
Trade finance is not a product line at Jarox. It is the mechanism that makes execution possible — so the instruments are grouped by the problem each one solves.
Payment security
Used when the supplier will not ship against the buyer's credit alone.
- Documentary LC
- Confirmed LC
- SBLC
Working capital
Used when cash is required before the receivable exists.
- Prepayment structures
- Payables finance
Asset & commodity
Used when the commodity itself can carry the financing.
- Inventory finance
- Borrowing base
- Repo structures
Receivables
Used when value is owed but not yet paid.
- Receivables purchase
- Receivables finance
Control
Used to keep every party's exposure visible and bounded.
- Escrow
- Collateral management
- Cargo & exposure monitoring
40–60%
typical supplier upfront demand in African markets — which is precisely why prepayment structures exist.
Market data
Beyond the core instruments, Jarox arranges gap financing for cash margin and demurrage exposures, and structured equity participation where a transaction requires it.
The vertical
From refinery
to African port.
Africa holds significant crude reserves and still imports the majority of its refined product. That gap is a supply problem, a financing problem and an execution problem at the same time — which is why it suits the way Jarox works.
We manage the full cycle: cargo origination, vessel operations, independent inspection, insurance, in-country logistics and discharge. Every shipment is backed by documentation, compliance sign-off and verified counterparties at both ends of the transaction.
Securing payment certainty is as critical as securing the physical cargo itself.
Execution chain
- Origination
- Structuring
- Financing
- Shipping
- Inspection
- Discharge
- Settlement
Products
Products
- Gasoline
- Gasoil / Diesel
- Jet fuel
- LPG
- Lubricants
The ground
Designed around African realities.
Structured to global financial standards.
Knowing a market means knowing precisely what will stop a transaction in it.
FX availability and repatriation timing. Confirmation limits on local issuing banks. Demurrage exposure at congested berths. Documentary practice that differs from the template a London desk expects. Counterparty verification where public records are thin. These are the constraints we structure around, and naming them precisely is the credential.
Jarox structures to standards that international banks, funds, insurers and credit committees can read without translation — while remaining built for the markets where the cargo actually lands.
Operating focus
- West Africa
- Central Africa
- Cameroon — established distribution
Country-level presence is shown only where it is established. Jarox does not claim markets it does not operate in.
A capability, not a practice
We translate operational complexity into bankable structures.
Advisory at Jarox is not a consultancy sitting beside the transaction business. It is the front end of the engine — the work that happens at Understand, Diagnose and Structure.
Bankability assessment. Financing strategy. Financial modelling and DSCR analysis. Risk allocation matrices and term sheets. Lender documentation and information memoranda. Credit committee materials. Procurement support (RFI, RFQ, RFP). Project finance support, refinancing and restructuring.
The work is designed to clear credit committees, address bankability risk and drive transactions to financial close — and where Jarox also executes, the same team stays with the transaction through to settlement.
Engine stages
- 01 Understand
- 02 Diagnose
- 03 Structure
Governance, compliance and ESG. Jarox operates under anti-corruption, AML and responsible trade finance standards, with compliance embedded in each transaction rather than asserted as a badge.
Commercial verticals
Jasper Lube — engineered for African conditions.
Alongside its transaction business, Jarox operates a lubricants vertical: the Jasper Lube range, formulated for African industrial, transport and agricultural environments, and the ION Lubricants range as an authorised distributor.
Engine oils, gear and transmission fluids, hydraulic oils, compressor oils and greases — each with full technical specifications and a downloadable data sheet. Established distribution network in Cameroon for both ranges, with supply available across West and Central Africa.
Start here
Discuss a
Transaction.
Tell us what needs to move, and what is stopping it. If there is a structure, we will find it — and if there isn't one, we will say so.
- General enquiries
- info@jarox.co
- Operations
- operations@jarox.co
- Registered office
- Victoria, Mahé, Seychelles